What is Comprehensive Coverage?


When purchasing a car, many Martinsville drivers have the same question: “what does comprehensive auto insurance cover?” Comprehensive auto insurance protects against damage your vehicle incurs that has not resulted from a collision. Should your car get lost, stolen, vandalized, or hit by a falling object in Ridgeway, if you file a comprehensive claim, the insurance company can cover the cost. In many cases, comprehensive auto insurance will also cover cracked and broken windshields, as well as other types of glass damage.

Gunter CDJR Martinsville has put together this helpful guide that will walk you through the ins and outs of comprehensive insurance coverage. If you have any additional questions, contact us and we’ll be happy to help!

Comprehensive Insurance vs. Other Forms of Insurance

You’re probably wondering how comprehensive insurance differs from other types of insurance. Check out this list below to see how comprehensive insurance compares against different forms of auto insurance:

  • Comprehensive Insurance: Many Danville commuters often forget that collisions aren’t the only dangers to be aware of. Comprehensive insurance protects your vehicle against damages that aren’t caused by collisions, such as theft and vandalism.
  • GAP Insurance: While your vehicle’s value will start depreciating as soon as you leave the lot, the remaining balance of your loan doesn’t fall off as quickly. If you were to get in an accident during those first few years of ownership, gap insurance has those costs covered.
  • Liability Insurance: If you cause an accident, then you are responsible for others’ damages. In turn, liability insurance will cover the other driver’s costs for vehicle repairs. Liability insurance also takes care of the medical bills of those injured in the crash.
  • Collision Insurance: If your vehicle is damaged in a single-car or multi-car collision, collision insurance will cover the costs of these damages. If your vehicle is damaged or completely totaled, collision insurance will also take care of the costs of replacing any parts or purchasing a new vehicle.

Since insurance requirements can vary by state, contact us at 276-956-7319, or check local laws to ensure you have the right coverage for where you reside.

Visit Gunter CDJR Martinsville to Purchase Your Next Vehicle!

If you have any more questions about comprehensive insurance coverage, reach out to your finance center! Whether you want to know how to get financing with bad credit, or how to buy a new car, Gunter CDJR Martinsville near Reidsville, NC is here to be your go-to dealership for all things automotive.

More from Gunter CDJR Martinsville

  • 2021 Jeep Gladiator Dimensions

      Thinking of getting the new 2021 Jeep Gladiator? It’s one of the trucks many drivers have been looking forward to test driving since its release. You might be wondering how big the Gladiator is, specifically its length, bed size, wheelbase, and all of its measurements. Let our team at Gunter CDJR Martinsville walk you through the…

  • 2021 Jeep Grand Cherokee L Interior

    Three rows of seating? Check. Expansive cargo space? Check. Advanced comfort and interior features? Check. Everything you’ve wished the Jeep Grand Cherokee cabin had, you can have it in the new 2021 Jeep Grand Cherokee L! Discover more about the Jeep Grand Cherokee L beyond its overview and into its interior cabin below with Gunter CDJR Martinsville….

  • 2021 Jeep Grand Cherokee L Overview

    The Jeep Grand Cherokee has been one of the most revolutionary SUVs on the market and Jeep is here to show how they can make a great SUV even better in the all-new 2021 Jeep Grand Cherokee L! Whether you are looking for more seating, more towing capacity, or just more features in your Martinsville…

Saved Vehicles


You don't have any saved vehicles!

Look for this link on your favorites:


Once you've saved some vehicles, you can view them here at any time.

Contact Us


Call Now

4750 Greensboro Rd • Ridgeway, VA 24148

Get Directions

Today's Hours:

Open Today! Sales: 9am-5pm

Open Today! Service: 8am-2pm

Gunter CDJR Martinsville 36.6291585, -79.8595327.